I’ve changed my dongle before to one that’s a bit cheaper.  I did this simply because i wasn’t spending the same amount of time online as i used to when i was working in advertising.  Now i work from home nearly all day long every day and i don’t get out and about much anymore; thus there is no real need for a dongle beause i don’t use my laptop much anymore and my PC is cabled up to the phone line on the house.

The dongle i have now is a pay as you go dongle, rather than a contracted one.  This is the only problem about getting under contract to get yout dongle; you will struggle to get out of it and it’s often cheaper to stick with it.  I was lucky becaue i changed my mind just as my contract expired!  Now i only ever pay for the amount i’m online.  I think it might work out a little bit more expensive if i was to go online as often as i used to, but it’s hardly really noticable now that i’m on once in a blue moon, and it works out much, much cheaper in the long run!

The advice today is just to take care when you choose a dongle contract.  You must remember that a contract is legally bounding and if you deviate from the terms and conditions you risk consequences.

If you use your dongle on the move like we do then it is well worth taking into consideration the increased risk faced by your laptop as a result of this. Whether you are an individual using your laptop computer on the go or a business with employees who use their laptops away from the office you could benefit from the insurance protection offered. A range of laptop insurance cover options are available to suit your personal or business requirements. Cover is also surprisingly cheap and starts from just £2.99 per month.

When considering whether to take out laptop computer insurance there are a number of factors that you should consider. Firstly do you want to insure the laptop up to its full replacement value? You do not have to insure the laptop for the amount that you paid for it but equally you cannot over insure the laptop. As this is not permissible. You are required to provide your laptop model details and we assume that all insurers would then run a cross reference check to make sure that the laptop is not being overvalued. Even insuring your laptop for part of its value will provide the peace of mind of knowing that if you are unlucky enough to break the laptop or have it stolen that you will have a substamtial financial contribution towards the cost of the new laptop. Of course you do not have to go for a laptop that was as expensive as the original.

Al you mobile dongle users out there thinking of laptop insurance should also make sure that you take a close look at the exclusions that the insurance policy comes with. All policies will have some level of exclusions but the key is to make sure that they do not go beyond what is reasonable.

Also, make sure you check what level of excess applies to the policy as this can vary considerably between insurance providers. It is particularly common with the cheaper insurers that a high excess applies. This may make the quote seem attractive but bear in mind that for a pound more each month you could probably avoid the excess altogether. The above should hopefully give our dongle using visitors something to consider. As a final point when looking to by insurance a dongle or anything really make sure you shop around and compare different provider’s options.